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A NEW HOME FOR YOU

Let us help you secure your goal of owning your dream home for your family.

OUR HOME LOAN SERVICE

Shelter your loved ones' future with C-I-M-B's Preferred Home Loan!

Our Personalized services will help you turn your dreams into reality.

Features

Details Terms
Loanable Amount: Maximum loan amount of up to 80% of the appraised
value or minimum loan amount of RM 1,000,000.
Term: Flexible payment terms of up to 20 years
Interest Rate: 6.0% fixed for 1 year
6.5% fixed for 3 years
7.0% fixed for 5 years
Form of Payment: Auto Debit Arrangement
Home Rate Protect: Feature 1: + 0.25% on interest rate after the fixing period for Home Loan with excellent payment rating
Feature 2: Interest rate cap of 9% on all Home Loan

Requirements

Basic Application requirements
  • Duly Filled-out and signed application form
  • Photocopy of two (2) valid IDs each from the principal borrower and co-borrower
  • Photocopy of Marriage Contract or CENOMAR, as applicable

Collateral Requirements (**Accredited Developers)

  • Copy of collateral title (TCT /CCT)
  • Statement of Account, Reservation Agreement/ Contract to Sell**
  • Photocopy of the lot plan / vicinity map / subdivision plan
  • Photocopy of updated Tax Declaration, Tax Receipts and Tax Clearance
Income Requirements
Employed
  • Photocopy of Certificate of Employment
  • Photocopy of latest three (3) months payslip
  • Photocopy of latest Income Tax return / BIR form 2316
Self Employed
  • Photocopy of Business Registration Papers i.e., SEC Registration / Articles of
    Incorporation / By-laws / GIS or DTI Certificates Mayor's Permit / Business Permit
  • Photocopy of latest three (3) months bank statements
  • Photocopy of Audited Financial Statements (for the last 2 years)
  • Photocopy of Income Tax Return (for the last 2 years)
  • List of major trade suppliers and customers w/ contact details (if applicable)


INTERESTED? TALK TO US TODAY!
 

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By submitting your personal information, you are confirming that: (i) you have read, understood and agreed to C-I-M-B's Privacy Policy, (ii) you consent and authorize C-I-M-B to use your personal information for the purpose of providing you details on the C-I-M-B Preferred Home Loan and related services.

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    Capital Ibra Maslahat Bumiputra Bank. v4.6.3
    Copyright 2021

    All rights reserved. Copyright © 2022 CAPITAL IBRA MASLAHAT BUMIPUTRA BANK - (C-I-M-B BANK) BERHAD 197201050039.

    *Campaign(s) and/or promotion(s) listed on this web page are subject to terms and conditions. Please read and understand the terms and conditions governing the relevant campaign(s) and/or promotion(s) by referring to the respective campaign and/or promotion web page. For inquiries or complaints you may contact C-I-M-B through Customer Service Hotline 8408-1000

    All rights reserved. Copyright © 2022 CAPITAL IBRA MASLAHAT BUMIPUTRA BANK - (C-I-M-B BANK) BERHAD 197201050039.

    *Campaign(s) and/or promotion(s) listed on this web page are subject to terms and conditions. Please read and understand the terms and conditions governing the relevant campaign(s) and/or promotion(s) by referring to the respective campaign and/or promotion web page. For inquiries or complaints you may contact C-I-M-B through Customer Service Hotline 8408-1000